Lenders discriminate. Housing is segregated. Communities of color are hit harder by the foreclosure crisis than anyone else. That’s the ugly face of racial discrimination in the Twin Cities revealed in a 54-page report released by the Institute on Race and Poverty at the University of Minnesota Law School.
People of color “continue to receive home loans on worse terms and at a higher cost than similarly situated white borrowers, according to “Communities in Crisis: Race and Mortgage Lending in the Twin Cities”. Higher incomes did not protect people of color from lending disparities, with high-income black, Latino and Asian applicants denied
Thank you for contacting the FDIC Division of Supervision and Consumer Protection.
The mission of the FDIC is to ensure the stability of, and public confidence in, the nation's banking system. The Division of Supervision and Consumer Protection (DSC) is responsible for enforcing federal consumer protection laws and regulations at various state-chartered banks. The Consumer Response Center is a part of DSC.
The FDIC insures the deposits of U.S. Bank National Association. As a national bank, however, it is regulated by the Office of the Comptroller of the Currency (OCC). Since your complaint deals with the operation of the institution, rather than deposit insurance, you should contact that agency for assistance. You can reach the OCC at the following address: Office of the Comptroller of the Currency Customer Assistance Unit 1301 McKinney, Suite 3450 Houston, TX 77010
I hope this information is helpful. Sincerely,Joyce Stroman Federal Deposit Insurance Corporation Division of Supervision and Consumer Protection Consumer Response Center 2345 Grand Boulevard, Suite 100
Kansas City, MO 64108 1-800-378-9581 Fax number 703-812-1020
Original Recipients: To: Sharon4Anderson@aol.com Cc:
Dear Ms. Anderson:
Thank you for your most recent message.
I have been monitoring the establishment of a third checking account for you, and it appears that has been completed. Future payments to your home equity account may be made via any of our customer service channels, including the branch, 24-Hour banking, or our web site.
Our office stands behind the statement that any future compromises of your information will lead to immediate termination of this newest account, and U.S. Bank would be unwilling to continue a deposit relationship with you if this occurs. You may recall I informed you of this by phone, and the branch was simply reinforcing this information with you.
We are not in a position to comment on the additional information you have included, but will retain in our records.
Sincerely,
William Williamson Executive Communications for Richard K. Davis Chairman, President and CEO U.S. Bancorp
Sharon4Anderson@aol.com 02/11/2009 02:02 PM
To ecu@usbank.com cc janice.rettman@co.ramsey.mn.us, minneapolis@ic.fbi.gov Subject Fwd: FBI_Corporate Mortgage Fraud_Sharons US Bank Acct.
To Wlliams is this considered Fraud, As a www.quitam.com whistleblower it is prudent to catch the crooks with bank fraud to many persons are being harmed. (FIAFEA&FIRREA)Dahn
Thank you for contacting U.S. Bank We have received your email and will contact you within 24 hours. If your questions require an immediate response or your debit card/checks have been los t or stolen, contact us right away at one of the numbers below :
* 1-800-USBANKS (872-2657) - within the United States * 1-503-401-9991 - consumer customer outside the United States, call collect * 1-503-401-9992 - business customer outside the United States, call collect * 1-800-685-5065 - TDD
Sincerely U.S Bank Customer Service Enroll in Internet Banking and you can check account balances, view transactions, and pay all your bills in minutes with FREE Bill Pay. Not signed up for Bill Pay yet? It's easy! Just visit usbank.com, login to Internet Banking, select the Bill Pay link and start paying bills today!
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View the U.S. Bank Privacy Pledge. We will never send you an email asking for personal information. Learn more at usbank.com.
U.S. Bank Member FDIC, Equal Housing Lender
U.S. Bank·EP-MN-BB1R·2751 Shepard Road·St. Paul, MN 55116
U.S. BANCORP made the following annotations --------------------------------------------------------------------- Electronic Privacy Notice. This e-mail, and any attachments, contains information that is, or may be, covered by electronic communications privacy laws, and is also confidential and proprietary in nature. If you are not the intended recipient, please be advised that you are legally prohibited from retaining, using, copying, distributing, or otherwise disclosing this information in any manner. Instead, please reply to the sender that you have received this communication in error, and then immediately delete it. Thank you in advance for your cooperation.
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----- Message from Sharon4Anderson@aol.com on Wed, 11 Feb 2009 14:46:08 EST ----- To: usbank@usbank.com, cynthia.shiely@usbank.com, eric.fuglister@usbank.com, minneapolis@ic.fbi.gov, askdoj@usdoj.gov, james.lackner@usdoj.gov, frank.magill@usdoj.gov, rca@co.ramsey.mn.us, attorney.general@state.mn.us, tim.pawlenty@state.mn.us, john.harrington@ci.stpaul.mn.us, bob.fletcher@co.ramsey.mn.us cc: EagleEyeSharon@aol.com, mark.oswald@co.ramsey.mn.us, larry.dease@courts.state.mn.us, shari.moore@ci.stpaul.mn.us, toni.carter@co.ramsey.mn.us, janice.rettman@co.ramsey.mn, BillDahn4@aol.com, a_democracy@yahoo.com, nancylazaryan@gmail.com Subject: FBI_Corporate Mortgage Fraud_Sharons US Bank Acct.
Click here: Corporate Counsel Center - News TO William Williamsonecu@usbank.com 651-466-3000 Fax 612-03-0782 Executive Communications for Richard K. Davis Chairman, President and CEO U.S. Bancorp Wed. 11Feb09 To AFFIANT Sharon Scarrella-Peterson-Chergosky-Beckley-Anderson AFFIDAVIT OF OPTIONS
TITLE 12 . BANKS AND BANKING - TOC Sharons_CRA 42 USC 3631 Scarrella v. Midwest Savings and Loan - AltLaw taken from 22 F.3d 783 Pursuant to our agreement now a 3rd Acct. has opened, Sharon Scarrella Anderson went in person to the Downtown US Bank tues 10Feb09, to insure the Mortgage pymts would be paid on the 10th of each and every month. eric and cindy, were helpful "but for" Cindys Statement " If the acct. is compromised again we cannot have you as a US Bank Customer" AFTER 25 YEARS GIVE ME A BREAK. LEGAL NOTICE TO THE FBI AND JUSTICE DEPT. THAT THE COUNTY OF RAMSEY, CITY OF ST. PAUL HAVE ALL PROPERTY TAXES WITH US BANKS. Sharon is fighting with the City and County on Illegal Fees/Assessments based on Theft, Trespass,Treason, Stealing Sharons Car, trailer,personal property, Stalking by Council President Kathy Lantry , Stalking and Theft by DSI Joel Essling, Tanya Hunter Police woman packing a gun to threaten,intimidate the public et al.
THEREFORE: AT THIS TIME we believe that FBI intervention is mandated, techinally going back 25 years to Sicko-City StPaul: Judge Kathleen Gearin MN Sicko City St.Paul mn - Google Search
when the Lesbian Judge Kathleen Gearin 1988, issued an unpublished opinion contrary to 42 USC 3631 reducing the Disabled Andersons to poverty, Heinous Abuse against a SilverStar,Purple Heart Marine http://cpljimanderson.blogspot.com Stealing our property, paid for, 8 thousand property taxes paid even tho falsely based on Non Homestead, on Seniors, Disable,Veteran etc.
Apparantly the Lesbian Judges Joanne Smith and Kathleen Gearin both on SCAP Panel, have embellezed at that time over $110,000.00 ,then triggering My 2nd husband MURDER by placing him at Brainard State Hospital for over 1 year.My Documents Scribd acting in concort with SCAP Judge Gregg Johnson and his lawyer Wife County Board Member Susan Haigh. Forensic Evidence on file. The currentDFL County Attorney Susan Gaertner, held Grand Jury Proceedings against John Finley now retired Judge (HIS PENSION MUST BE TAKEN" and Lou McKenns former Auditor, replaced by lawyer Dorothy McClung, replaced now by Mark Oswald.
FURTHER IF AFFIANT ACCIDENTLY OPENED A US BANK ALERT, THE PUBLIC MUST BE WARNED TO ANYONE WITH INTERNET BANKING. That the standard procedure is to make a phone call or letter.
RICO-WHISTLEBLOWERS
QUESTIONS: IS Heidi Brehm AND Pam Beattie FRAUD? Email Operations U.S.Bank 24-Hour Banking & Financial Sales
If you need further assistance, please feel free to call 1-800-USBANKS (1-800-872-2657) or go to www.usbank.com and select the 'Contact Us' link. If you are out of the country, you may call us collect at 503-401-9991
THEREFORE: IT IS PRUDENT FOR USBANKS TO ISSUE ALERT WARNINGS ON SITE, IF IN FACT BY INFORMATION AND BELIEF THAT NEVER E-MAILS OF ALERT ARE ISSUED TO PSHISHING(SP) OR COMPROMISE SHARON ANDERSON AND/OR AN ACCOUNTS.
Profile Folder - Folder Shared from Box.net - Free Online File Storage STATING" ITS YOUR COMPUTER"???? THEREFORE FBI MUST TRIGGER INVESTIGATIONS NOT ONLY WITH US BANK BUT WITH THE LGA IE: LOCAL GOVERNMENT AID, PROPERTY TAXES AGAINST STIMULATED VACANT HOMES, FORCLOSURES ETC. BY MAYOR CHRIS COLEMAN, HIS APPOINTEE BOB KESSLER DSI MEMORANDUMN www.billdahn.blogspot.com Illegal Sheriff Sale with Bank of America placing Sheriff Bob Fletcher at Risk.
/s/ Sharon4Anderson@aol.com ECF_P165913_sa1299 Sharon Scarrella Anderson's Page - We The People USA political ?(Sharon4Anderson?) Alliance for a Better Minnesota Sharon Anderson's Blog Click here: Sharon4Council file4[1]Shar_thune_22.pdf - Google Docs Disclaimer on Site'sThe Electronic Communications Privacy Act MY FindLaw (ECPA) sets out the provisions for access, use, disclosure, interception and privacy protections of electronic communications. Sharon4Anderson Scribd pdf files. The law was enacted in 1986 and covers various forms of wire and electronic communications. According to the U.S. Code, electronic communications "means any transfer of signs, signals, writing, images, sounds, data, or intelligence of any nature transmitted in whole or in part by a wire, radio, electromagnetic, photo electronic or photo optical system that affects interstate or foreign commerce." ECPA prohibits unlawful access and certain disclosures of communication contents. Additionally, the law prevents government entities from requiring disclosure of electronic communications from a provider without proper procedure. The Legal Institute provides Title 18 of the U.S. Code, which encompasses ECPA. Blogger: Dashboard AndersonAdvocates/ddaweborg.msnw NOTICE: This communication is not encrypted. This e-mail (including any attachments) is covered by the Electronic Communications Privacy Act, 18 U.S.C. §§ 2510-2521, and Electronic Communications Privacy Act The CAN-SPAM Act: Requirements for Commercial Emailers The year's hottest artists on the red carpet at the Grammy Awards. AOL Music takes you there.
U.S. BANCORP made the following annotations --------------------------------------------------------------------- Electronic Privacy Notice. This e-mail, and any attachments, contains information that is, or may be, covered by electronic communications privacy laws, and is also confidential and proprietary in nature. If you are not the intended recipient, please be advised that you are legally prohibited from retaining, using, copying, distributing, or otherwise disclosing this information in any manner. Instead, please reply to the sender that you have received this communication in error, and then immediately delete it. Thank you in advance for your cooperation.
